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Requesting a quote on your insurance:

The following forms can be completed in order for us to get the relevant information to provide you with an insurance quotation. Your privacy is very important to us.  We will not use your data in any other way than intended. Please refer to our Privacy policy for more information regarding data collection and use. 

Our services are performed in terms of our Terms of Business Agreement. Let us know of you have any questions regarding the terms.

Legal disclosures regarding our brokerage can be viewed here. 

Important points to remember when requesting a quote:

• Insurance companies usually do a credit check on personal insurance quotes.

• On commercial quotes, please provide us with a full description of your business activities.

• You can only insure property in which you have an insurable interest in (property that you legally own or have an interest in).

• The use of vehicles is very important to disclose. Insurers usually differentiate between private use (if you work from your office or home), business use (if you see clients) and commercial use (such as transporting goods or people).

• Your previous claims or losses have to be disclosed. If losses are not disclosed, insurers can repudiate claims under the policy due to non-disclosure.

Why is disclosure of information important?

Insurance policies are governed by the uberrima fides (utmost good faith) legal doctrine. This means that full disclosures need to be made about all the facts that may be material to the risk. If such disclosures are not made, the insurance policy may be voided by the insurer. 

It is always better to disclose too much information, rather than too little. A rule of thumb is that if you think something might be relevant to your risk, disclose it. You more than welcome to contact us or request a meeting so that your needs can be assessed.